EMPLOYERS LIABILITY INSURANCE

As an employer, you are responsible for the Health and Safety of your staff, including part-time staff or anyone doing short-term work for you. Employer’s liability insurance can protect you and your business for any claims made by employees who have been injured at work, or experienced illness as a result of their work.

This covers claims made against you as a result of the following:

Employees injured whilst working for you.
Former employees who believe they have become ill as a result of working for you.

Common claims can involve injuries as a result of health and safety faults, as well as illnesses that employees are diagnosed with, even years after working for you If an they feel like it was caused by working for you.

Does my business need employers liability?

If you employ someone, chances are you need employers’ liability.

You essentially have a responsibility from a health and safety point of view to everyone that is doing any work for you, whether they are full time, part-time, sub-contractors, work experience students, or volunteers.

To seek advice on Employers Liability for your Business feel free to contact us.